On Tuesday, November 10, at 5:30 p.m. in AD 258, join the Economics Association in welcoming Mr. Tom Fitzpatrick, Assistant Vice President of Credit Risk Management at the Federal Reserve Bank of Cleveland. Mr. Fitzpatrick will be discussing the purpose and structure of the Federal Reserve system as it relates to monetary policy, banking, and payment services. All are welcome – please contact jmualem16@jcu.edu with questions.